This module is an example of balancing synchronous and asynchronous interactions and integrating publisher and instructor-created materials. This online module is week 12 of Prof. Devra Golbe’s course Personal Finance. As part of this week’s coursework, students did readings from the textbooks, reviewed short lectures prepared by the instructor, and completed problems and assignments on the textbooks’ companion website. In addition, the class met with the instructor for an hour-long synchronous online session at the end of the week. The professor elaborated on material in the readings and discussed homework problems.